Prophetic Principles on Receipt Tracking

A Guide to Barakah-Based Financial Honesty

1. Niyyah (Intention): Start with Sincerity

Prophetic Principle: “Actions are judged by intentions.” (Bukhari & Muslim)Practice: Every receipt you track should have the niyyah of honesty, trust, and financial clarity—done for the sake of Allah.

2. Accountability (Hisab): Keep Every Receipt

“Indeed, you will be questioned about every blessing.” (Qur'an 102:8)Practice: Save receipts for every transaction, big or small. Use envelopes, apps, or folders—this is your daily hisab preparation.

3. Trustworthiness (Amanah): No Deception

“The honest and trustworthy merchant will be with the Prophets, the truthful, and the martyrs.” (Tirmidhi)Practice: Never forge, omit, or alter receipts. Every item you record reflects your amanah with Allah and clients.

4. Daily Review (Muhasabah): Close the Day with Review

“Take account of yourselves before you are taken to account.” (Umar ibn Al-Khattab)Practice: At the end of each day or week, review receipts. Confirm categories (meals, travel, supplies), match to bank statements, and correct errors.

5. Simplicity (Zuhd): Don’t Overcomplicate

“Simplicity is a part of faith.”Practice: Use simple systems—digital folders per month, a Google Sheet, or apps like Wave/Expensify. Don’t hoard unnecessary paperwork.

6. Timeliness (Waqt): Record Immediately

The Prophet ﷺ said: “Allah loves when one does a thing, they perfect it.”Practice: Snap a photo or log the receipt immediately after a purchase. Delay invites forgetfulness and loss of barakah.

7. Barakah Tracker: Give Zakat from Gains

“Wealth does not decrease by giving charity.” (Muslim)Practice: Keep track of profit receipts so you can calculate accurate zakat. Dedicate 2.5% of net annual gain. This purifies the rest.

8. Privacy (Satr): Protect Financial Info

“Whoever conceals [his brother’s faults], Allah will conceal his faults.” (Muslim)Practice: Store receipts securely. Don’t expose personal financial info. Practice discretion in financial discussions.

9. Documentation for the Sake of Justice

“O you who believe! When you contract a debt for a fixed time, write it down.” (Qur’an 2:282)Practice: Attach receipts to every invoice, bill, or contract. Keep records to prevent disputes and ensure transparency.

10. Legacy (Waqf al-‘Ilm): Teach Others

“The best of you are those who learn and teach.”Practice: Teach your family or team how to track receipts barakah-wise. Create a workflow others can inherit and sustain.

✅ Practical Receipt Tracking Kit:

·       📱 App: Use one (Wave, Zoho, QuickBooks, Expensify)

·       🗂 Folder system: Monthly subfolders (PDF + photo receipts)

·       🧾 Print and attach to invoices when possible

·       💻 Spreadsheet backup (e.g., Google Sheets)

·       🕋 Du'a: "اللهم اجعل هذا في ميزان حسناتي" (O Allah, place this in my scale of good deeds)